Financial Calculators
Plan your investments with our easy-to-use calculators. Estimate returns, plan goals, and make informed decisions.
SIP Calculator
Total Corpus at Maturity
₹11,61,695
Total Invested
₹6,00,000
Wealth Gain
₹5,61,695
Absolute Returns
93.62%
XIRR (Approx)
6.83%
Approximate
Year-wise Breakdown
| Year | Invested | Corpus | Gain |
|---|---|---|---|
| 1 | ₹60,000 | ₹64,047 | ₹4,047 |
| 2 | ₹1,20,000 | ₹1,36,216 | ₹16,216 |
| 3 | ₹1,80,000 | ₹2,17,538 | ₹37,538 |
| 4 | ₹2,40,000 | ₹3,09,174 | ₹69,174 |
| 5 | ₹3,00,000 | ₹4,12,432 | ₹1,12,432 |
| 6 | ₹3,60,000 | ₹5,28,785 | ₹1,68,785 |
| 7 | ₹4,20,000 | ₹6,59,895 | ₹2,39,895 |
| 8 | ₹4,80,000 | ₹8,07,633 | ₹3,27,633 |
| 9 | ₹5,40,000 | ₹9,74,108 | ₹4,34,108 |
| 10 | ₹6,00,000 | ₹11,61,695 | ₹5,61,695 |
Frequently Asked Questions
How do these calculators work?
Our calculators use standard financial formulas to estimate returns based on your inputs. They run entirely in your browser — no data is sent to any server, and you don't need to log in or create an account.
Are the estimates accurate?
These calculators provide estimates based on the assumptions you enter. Actual mutual fund returns will vary based on market conditions, fund performance, and other factors. These tools are for planning purposes only and do not guarantee future results.
What's the difference between SIP and SWP?
SIP (Systematic Investment Plan) is for building wealth by investing regularly. SWP (Systematic Withdrawal Plan) is for generating income by withdrawing regularly from your existing investments. SIP is for accumulation; SWP is for decumulation.
What return rate should I assume for equity mutual funds?
Historical long-term averages for equity mutual funds in India have been around 12-15%, but past performance is not a guarantee of future results. We suggest using a conservative estimate (10-12%) for planning purposes to build in a margin of safety.
Do I need to provide personal information?
No. All calculations happen on your device. We don't collect, store, or transmit any of the data you enter into these calculators.
Can I rely on these calculators for financial decisions?
These calculators are educational tools to help you understand the impact of different variables on your investments. For personalized financial advice tailored to your specific situation, we recommend consulting with a qualified financial advisor.
What about taxes in these calculations?
Most calculators show pre-tax returns. The ELSS calculator includes tax benefits under Section 80C and LTCG tax as specified. For other investments, actual post-tax returns will depend on your tax slab and the type of gains (short-term vs long-term).
Mutual fund investments are subject to market risks. These calculators provide estimates based on the assumptions you enter; actual returns will vary. Please read all scheme-related documents carefully before investing.